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California plans that work with Medicare.

Not every plan provides the same level of coverage.

Medicare Part A & B

Medicare Part A is often referred to as hospital insurance. Medicare Part B, known as medical insurance, covers outpatient services, including doctor visits.

Medicare Supplement

Medicare supplement insurance, also known as Medigap, is a type of private insurance that helps fill the gaps in coverage left by original Medicare (Part A and Part B).

Prescription Drug

Prescription drug insurance for Medicare, known as Medicare Part D, is a separate component of the Medicare program that provides coverage for prescription medications.

Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare (Part A and Part B) that offers comprehensive healthcare coverage through private insurance companies approved by Medicare.

Hospital Indemnity

Hospital indemnity insurance is a supplemental insurance policy that provides a fixed cash benefit for each day spent in the hospital. It's often paired with Medicare Advantage to reduce your MOOP liability.

Life Insurance

Final expense insurance, also known as burial or funeral insurance, is a type of life insurance policy that is specifically designed to cover the costs associated with end-of-life expenses.

Testimonials

See what your customers love about us.

Great Experience

The enrollment process itself was incredibly smooth. The representatives at Enroll Medicare were knowledgeable, patient, and supportive, guiding me through every step of the way.
Cindy W.Wyoming

Local Staff

Whenever I have a question or concern, their friendly and local staff have been readily available to assist me. It's nice to speak with someone without having to wait on hold.
Elizabeth J.Georgia

Customer Service

Finding the right insurance coverage was a priority for me. I wanted a plan that would provide comprehensive care, peace of mind, and exceptional customer service.
Greg L.Texas

FAQ - California

Frequently Asked Questions, Answered!

What changes have been made to Medicare in 2023 in California?

In 2023, Medicare introduced several changes, such as the expansion of telehealth services, increased coverage for preventive care, and the implementation of new payment models aimed at improving quality and lowering costs. Additionally, the income thresholds for high-income beneficiaries have been adjusted, potentially affecting Medicare Part B and Part D premiums.

How do I enroll in Medicare for the first time in California?

To enroll in Medicare for the first time, you typically need to be 65 years or older or meet certain disability requirements. Most individuals are automatically enrolled in Medicare Part A (hospital insurance) when they turn 65 if they are already receiving Social Security benefits. However, you may need to manually enroll in Medicare Part B (medical insurance) by contacting the Social Security Administration or applying online through the official Medicare website.

What are the different parts of Medicare, and what do they cover in California?

Medicare is divided into several parts: Part A (hospital insurance) covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health services. Part B (medical insurance) covers outpatient services, doctor visits, preventive care, medical equipment, and necessary vaccinations. Part C (Medicare Advantage) offers an alternative to original Medicare and includes Part A, Part B, and often Part D (prescription drug coverage) as well as additional benefits provided by private insurance companies. Part D is standalone prescription drug coverage available through private insurance companies.

Can I change my Medicare coverage during the year in California?

Yes, there are specific periods when you can make changes to your Medicare coverage. The Annual Enrollment Period (AEP), also known as the Open Enrollment Period, generally occurs from October 15th to December 7th each year. During this time, you can switch between Original Medicare and Medicare Advantage plans, change your Medicare Part D prescription drug plan, or join a Part D plan if you didn't previously have one. Additionally, there are other enrollment periods, such as the Initial Enrollment Period (when you first become eligible for Medicare) and Special Enrollment Periods (triggered by certain life events) that allow for changes to be made outside of the AEP.

How much does Medicare cost in California?

Medicare costs can vary depending on the specific coverage options you choose. Medicare Part A is generally premium-free for most individuals who have worked and paid Medicare taxes for a certain period. Medicare Part B has a standard monthly premium, which is income-based and may be subject to adjustment based on your income level. Medicare Part C (Medicare Advantage) and Part D (prescription drug coverage) plans have premiums that vary by plan and insurance provider. Additionally, there may be deductibles, copayments, and coinsurance associated with different Medicare services. It is important to review and compare plans to understand the costs involved and choose the coverage that best fits your needs and budget.
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