Medicare Advantage, also known as Medicare Part C, is an alternative to original Medicare (Part A and Part B) that offers comprehensive healthcare coverage through Medicare-approved private insurance companies.
Medicare Advantage plans combine hospital insurance (Part A), medical insurance (Part B), and often include additional benefits such as prescription drug coverage (Part D), vision, dental, and hearing services. These plans are required to offer at least the same level of coverage as original Medicare but may also provide additional benefits and services. Medicare Advantage plans typically operate within a network of healthcare providers, and members may need to use network providers to receive the plan's full benefits. By enrolling in a Medicare Advantage plan, individuals can receive their healthcare services and benefits from a single insurance plan, simplifying the coordination of their healthcare needs.
Medicare Advantage plans may have different costs, rules, and coverage options, so it is essential for individuals to carefully compare and choose a program that aligns with their specific healthcare needs and preferences.